Private credit, secured by Canadian real estate.
The Evertrust Private Credit Fund lends to experienced borrowers across land, development, construction and bridge financing — generating stable monthly income backed by disciplined underwriting.
Income first, capital preservation always.
The Fund seeks to generate stable income through a diversified portfolio of real estate-backed loans, underwritten with a preference for the senior end of the capital stack.
Earn interest income
Provide debt financing to real estate projects across Canada to generate consistent interest income for the Fund.
Support monthly distributions
Maintain a diversified loan portfolio across borrowers, project types, and geographies to support reliable monthly payouts.
Protect investor capital
Apply disciplined underwriting and active risk management to every loan the Fund originates or participates in.
From subscription to monthly income, in four steps.
Investors subscribe
Capital is committed to Fund units, including through RRSP, TFSA, RESP, LIRA, and RRIF accounts.
Capital is deployed
Fund capital is deployed into secured, real estate-backed loans across Canada.
Borrowers repay
Borrowers repay principal and interest according to each loan's underwritten terms.
Investors receive income
Interest earned flows back to investors as regular monthly distributions.
A diversified, senior-secured lending book.
The Fund invests in a diversified portfolio of real estate-backed loans across Canada, spanning land acquisition, development, construction, bridge financing, and mortgage lending.
Diversified real estate lending
Loans secured by residential, commercial, and development real estate assets across multiple borrowers and markets.
Secured lending focus
Preference for first mortgages and senior secured lending positions ahead of subordinate capital.
Prudent risk management
Target loan-to-value (LTV) of 50–65%, with a maximum of 75% on any individual loan.
Active credit management
Rigorous underwriting on every loan, paired with ongoing monitoring and disciplined risk management through the life of each investment.
Built for investors who want income they can plan around.
Regular monthly income
Cash distributions generated from interest earned on a diversified portfolio of Canadian real estate-backed loans.
Registered plan eligible
Can be held in RRSP, TFSA, RESP, LIRA, and RRIF accounts for potential tax-advantaged growth.
Distribution reinvestment
Monthly distributions may be automatically reinvested through the Fund's DRIP to support long-term compounding.
Simple and transparent
The Fund generates income primarily through secured real estate lending — a straightforward strategy that's easy to follow.
See what 9%* looks like over time.
Model a hypothetical investment at the Fund's 9% targeted annual net return. Toggle DRIP to compare reinvesting monthly distributions against taking income as cash.
Evertrust Capital Management Inc.
The asset management platform of Evertrust Development Group, a Canadian real estate developer founded in 2014 with projects across multiple cities.
- Founded 2014Evertrust Development Group has been building and financing Canadian real estate for over a decade.
- Multi-city footprintProjects span multiple cities across Canada, giving the Manager first-hand visibility into local lending markets.
- Dedicated asset managerEvertrust Capital Management Inc. was established as the Group's dedicated platform for private credit and investor capital.
Download the Evertrust Private Credit Fund Fact Sheet
Complete the form to receive the full Class A fact sheet, including fund terms, historical distributions, and offering documentation.
- Fund objectives and investment strategy
- Fee structure and subscription terms
- Manager background and track record
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